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Introducing the Chamber Sponsored Employee Benefit Program, designed exclusively for our valued Chamber members. This program opens the door to a wide array of benefits, including medical, vision, dental, life, accident, critical illness, and hospital indemnity plans, all at prices often lower than marketplace rates.
Q: What are the eligibility requirements to participate in the Chamber Sponsored Employee Benefit Program? A: Employer organizations must be members of the Chamber. In addition, there needs to be at least two full-time employees who will enroll in benefits.
Q: As an employer organization interested in the dental, vision, and other benefit packages, could I select which benefits I want to offer? A: The employer organization must purchase the base Gold plan for all full-time employees working more than 30 hours each week. Additional benefits from the Platinum and Diamond plan can be added at the employer organization's discretion.
Q: Is the Chamber Sponsored Employee Benefit Program guaranteed for all members of the Chamber? A: The medical insurance under the Chamber Sponsored Insurance Plan is a medically underwritten insurance product. Rates are determined by risk factors and rates are based upon those risk factors for each organization. All employer organizations that solicit a quote will receive plans and rates according to the underlying risk.
Q: Under the medical plan, which hospitals are considered in-network? A: The medical plan utilizes Cigna PPO network which includes Intermountain Health, Holy Cross Medical Group, formerly known as Steward Health Care, the University of Utah, and Mountain Star hospital systems. Please note that not all providers that practice in these locations are considered in-network. It is the responsibility of the employer organization to verify the provider's acceptance of this network.
Q: What if the employer organization does not renew or drops the Chamber membership? A: Since employer organizations must be members of the Heber Valley or Park City Chamber, benefits will terminate at the end of the month following the date of loss of membership.
Q: What percentage of the premium are employer organizations required to pay towards these plans? A: On the sponsored medical plan, it is required that the employer organizations pay 50% of the employee only premium. On the dental, vision, and other benefit packages, employer organizations are required to pay 100% of the base package. These premiums can be deducted through payroll on a pre-tax basis for both employers and employees.
Q: Does an employer organization have to purchase the sponsored medical plan and ancillary benefits package together? A: No. These packages can be purchased separately.
Q: Are 1099 employees eligible for the employer sponsor benefits? A: No. A 1099 employee is technically contracted and is not paid regular wages. Only employees receiving a W2 will be allowed to participate in the employer sponsored plans.
Q: As an employer, do I need to wait until open enrollment in January to participate? A: An employer can come onto the plan at any time and are able to choose when the company's effective date will be.